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Current Special Offer
*Annual Percentage Yield effective 11/8/2024 when you open a variable rate certificate of deposit with a minimum $25,000 deposit. Qualifying deposits must be new additions to MidCountry Bank. Not available for public funds. Interest rate based on Prime minus a margin of 3.0%. Interest rate will never be higher than 20%. There is no limit to the amount an interest rate may change. Subject to change without notice. Penalty for early withdrawal. Fees may reduce earnings. IRA accounts are not eligible.
Features
- Competitive rate
- 24 month term
- Responsive to market conditions
- Interest will be compounded and credited quarterly
- For businesses & consumers
- Protected and insured by the Federal Deposit Insurance Corporation (FDIC) for up to at least $250,000 for each depositor
Rates
Variable Rate Certificate of Deposit 24 Month Term**
Effective Date: Thursday, November 21, 2024
| Minimum Balance to Open | Minimum Balance to Obtain APY* | Interest Rate | APY* |
|---|---|---|---|
| $25,000.00 | $25,000.00 | 4.75% | 4.84% |
* Annual Percentage Yield
** Early withdrawal penalty may apply
Rate applicable to new money only. Fees may reduce earnings. Rates are subject to change. IRA accounts are not eligible.
24 Month - Prime minus 3.00%
Current Prime Rate 7.75% as of 11/8/2024
Current Deposit Rate Sheet