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It pays to bank with us. The perfect checking account for anyone looking to earn valuable rewards on services designed to make banking easier.
Free with Checking4Me®
- MidCountry Bank Debit MasterCard®
- MoneyPass®ATM Transactions1
- Online Banking and Mobile Banking2
- Online Bill Pay
- eStatements
Additional Features
- Up to $15 ATM transaction fee refunded per statement cycle3
- Standard Check Charges Apply
$8 monthly service fee with Rewards Credit. Earn rewards credit each statement cycle to offset the monthly service fee. Accounts must remain in active status to receive rewards credit.4
Under Age 26? Bank for Free!*
We believe anyone practicing good financial habits at a young age should be rewarded! That is why we offer anyone under age 26 an exclusive $8 monthly reward for banking with us. That is students, teens and youth!
Earn Rewards
Rewards Credit lets you earn back your monthly service fee.
- $3 monthly reward for enrolling in eStatements
- $5 monthly reward for 10 or more debit card transactions posted within the statement cycle
- $5 monthly reward for a direct deposit into your Checking4Me account each statement cycle5
* Accountholders under age 26 receive a $8 monthly credit from MidCountry to offset the $8 monthly service charge.
1 MidCountry participates in the MoneyPass network, providing no fee ATM services at MoneyPass locations nationwide. ATM fees may be charged at non-MoneyPass network machines by the ATM owner.
2 Mobile carrier may charge access fees depending on your individual plan. Check your carrier for specific fees and charges.
3 This benefit is earned if the account activity for the statement cycle includes at least one direct deposit (ACH credit) and 10 + posted debit card purchase transactions.
4 Unused rewards credit does not carry forward beyond the statement cycle in which it is earned. Maximum rewards credit that can be earned is equal to the monthly service fee for the account.
5 Direct Deposit requirement will be met with any ACH credit transaction or recurring automatic transfer from another account during the statement cycle.
Learn More About:
Additional Services:
- Savings
Accounts
Banking how, when and where you choose is simple with MidCountry4Me®. Answer a few easy questions and we'll find the right account for you!We serve both business and personal banking needs. Which describes what you are looking for?My goal is:Life is a journey! Where are you?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Paper or plastic? Will you use checks, a debit card, or other electronic services?What average balance will you most likely maintain?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Rewards4Me Checking ® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.What average balance will you most likely maintain?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Rewards4Me Checking® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.Rewards4Me Checking® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.Life is a journey! Where are you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What average balance will you most likely maintain?Savings4Me® - A foundational savings account that encourages good savings habits.MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What is most important to you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.Certificate of Deposit - Diversify your savings and earn steady interest with a certificate of deposit.What average balance will you most likely maintain?Savings4Me® - A foundational savings account that encourages good savings habits.MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What is most important to you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.Certificate of Deposit - Diversify your savings and earn steady interest with a certificate of deposit.My goal is:How busy will your account be? Tell us how many transaction you anticipate per month. (Transactions include deposits, checks and all electronic items.)Business Value Checking - A basic savings account for businesses.Is your business a sole proprietor, non-profit or government entity?How interested are you in earning interest?Business Flex Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Flex Plus Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Flex Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Analysis Checking - Please contact your nearest branch or Customer Care (1-877-874-7376) as pricing will vary.What average balance will you consistently maintain?Savings4Business® A basic savings account for businesses.Money Market4Business® - A basic savings account for businesses.What is most important to you?Money Market4Business® - A basic savings account for businesses.Certificate of Deposit - Diversify your savings and earn steady interest with a certificate of deposit.- Lending
- Reorder Checks