Business Lending

We recognize that your business priorities are to make money, save money and save time. MidCountry Bank has the solutions you need to achieve these goals.

Term Loans

Provide a source of longer term funding for equipment purchases, vehicle purchases or other needs. Provides ability to:

Purchase or refinance owner/user real estate
Purchase equipment
Construct, expand or add a 2nd location
Buy, sell or transition ownership in your business

Repayment with monthly payments of principal and interest, fixed or floating rates

Lines of Credit

Provide a source for short term funding needs and seasonal production peaks. Easily manage seasonal cash flow fluctuations, quickly add inventory, upgrade equipment, or other needs.

Revolving line of credit
Repayment is typically interest only on a monthly basis
Unsecured option keeps smaller financing solutions simple

Equipment Loans

Finance all of your capital equipment that your business requires to stay competitive and profitable. It is an excellent complement to your existing finance strategies.

Provides leverage financing to your capital equipment

Preserve working capital with little or no down payment
Avoid obsolescence and increase efficiency with up-to-date equipment
Structure payments to match your cash flow
Cut costs with low, fixed-rate financing
Limit costs and save on taxes
Step-up monthly payment structures

Provides all types of businesses options, such as:

Healthcare/Medical Equipment
Manufacturers
Commercial Trucking
Furniture/Fixtures/Equipment
Agricultural
Construction
IT - Hardware/Software