Personal Savings
Reap the rewards of good saving habits. Direct deposits or consistent balances reward you for being a loyal MidCountry Bank customer.
Savings4Me®
A foundational savings account that encourages good savings habits.
Features & Perks
- Digital banking
- Free eStatements
- ATM card
- Interest bearing – $ Starter
- Quarterly statements
- Early Pay Direct Deposit
Requirements & Fees
- $5 monthly service fee
- Monthly service fee waived if $500 minimum monthly average balance is maintained
- Monthly service fee waived with direct deposit into your Savings4Me account monthly2
Under Age 26? Bank Free!
We believe anyone practicing good financial habits at a young age should be rewarded! That is why we offer anyone under age 26 a monthly service fee waiver for banking with us. This includes students, teens and youth!
Money Market4Me®
Maximize earnings without sacrificing liquidity.
Features & Perks
- Digital banking
- Free eStatements
- Interest bearing on tiered balances – $$ Growth
- Monthly statements
- Get preferred rates on Money Market4Me balances over $25,000 with a qualified checking account relationship. Talk to a banker for details.4
- Early Pay Direct Deposit
Requirements & Fees
- $10 monthly service fee
- Monthly service fee waived if $5,000 minimum monthly average balance is maintained
- Monthly service fee waived if $10,000+ relationship balance is maintained.3
Under Age 26? Bank Free!
We believe anyone practicing good financial habits at a young age should be rewarded! That is why we offer anyone under age 26 a monthly service fee waiver for banking with us. This includes students, teens and youth!
HighYield4Me
Secure place to store your money while earning a higher interest rate on balances of $500,000+.
Features & Perks
- Digital banking
- Free eStatements
- ATM card
- Interest bearing on tiered balances – $$$ Premium
- Quarterly statements
- Early Pay Direct Deposit
Requirements & Fees
- $20 monthly service fee
- Monthly service fee waived if $50,000 minimum monthly average balance is maintained
1 See current deposit rate sheet for applicable balance tiers and interest rates. The interest rate and annual percentage yield (APY) may change at any time.
2 Direct Deposit requirement will be met with any ACH credit transaction or recurring automatic transfer from another account each month.
3 Relationship balance includes all Checking, Savings, Money Market, Certificate of Deposit and Consumer Loan balances related to the social security number (SSN) owner on the MoneyMarket4Me account. Balances are based on cumulative average balances of deposit accounts maintained during the MoneyMarket4Me account statement cycle, and current outstanding principal balances of qualified loans. To be included as a related account, the social security number (SSN) owner must be named as an owner or joint owner, borrower or joint borrower on the account.
4 This monthly benefit is earned if the account owner has a Rewards4Me Checking account and qualifying balances in a related Money Market4Me account. Each statement cycle begins a new qualification period.
Compare Savings Accounts
| Savings4Me® | Money Market4Me® | HighYield4Me | |
|---|---|---|---|
| Description | A foundational savings account that encourages good savings habits. | Maximize earnings without sacrificing liquidity. | Secure place to store your money while earning a higher interest rate on balances of $500,000+. |
| Digital Banking |  | | |
| Free eStatements | | | |
| ATM Card | | |
|
| Student / Youth Benefit | | | |
| Interest Bearing | $ Starter | $$ Growth | $$$ Premium |
| Tiered Interest by Balance1 | $0.01 | $0.01 – $24,999.99 $25,000 – $99,999.99 $100,000 – $249,999.99 $250,000+ | $0.01 – $499,999.99 $500,000 – $999,999.99 $1,000,000+ |
| Monthly Service Fee | $5 | $10 | $20 |
| Minimum Average Balance to Waive Monthly Service Fee | $500 | $5,000 | $50,000 |
| Other Ways to Waive Monthly Service Fee |
|
| |
| Statement Cycle | Quarterly | Monthly | Quarterly |
Get preferred rates on Money Market4Me balances over $25,000 with a qualified checking account relationship. Talk to a banker for details.4
1 See current deposit rate sheet for applicable balance tiers and interest rates. The interest rate and annual percentage yield (APY) may change at any time.
2 Direct Deposit requirement will be met with any ACH credit transaction or recurring automatic transfer from another account each month.
3 Relationship balance includes all Checking, Savings, Money Market, Certificate of Deposit and Consumer Loan balances related to the social security number (SSN) owner on the MoneyMarket4Me account. Balances are based on cumulative average balances of deposit accounts maintained during the MoneyMarket4Me account statement cycle, and current outstanding principal balances of qualified loans. To be included as a related account, the social security number (SSN) owner must be named as an owner or joint owner, borrower or joint borrower on the account.
4 This monthly benefit is earned if the account owner has a Rewards4Me Checking account and qualifying balances in a related Money Market4Me account. Each statement cycle begins a new qualification period.
Not sure where to get started? Let us help you.
Contact a representative to start your personal banking experience.
