Cash Management

Remote Deposit

Make deposits from your office using a desktop scanner and enjoy an extended processing deadline. This service simplifies the deposit process while saving you time and improving efficiency.

ACH

Our flexible ACH Payments Service gives you desktop access to initiate and verify ACH transactions from an internet connection.

Merchant Services

Make it convenient for people to pay you with credit or debit cards either in your office or remotely, potentially increasing average sales and bolstering your credibility.

ACH

Our flexible ACH Payments Service gives you desktop access to initiate and verify ACH transactions from an internet connection.

Wire Transfer

Initiate domestic and international wires through our secure Online Banking channel. You can also require a secondary approval for outgoing wires based on pre-defined criteria.

Bill Payment

Pay any bill you would typically pay with a check from online banking. It’s fast, easy and free. Schedule one-time or recurring payments and get email reminders when a payment is due or to confirm that payment has been sent.

Business Debit and Credit Cards

Manage your business finances effectively with our range of customized business cards. Choose from our debit card options for easy access to your funds or explore our MasterCard® credit card options, such as low rate, cash back, or flexible rewards, to find the perfect solution for your business needs. Learn More

Online Banking

Online banking enables you to check balances, transfer between accounts, view history, enroll in eStatements and enjoy many other conveniences, any time of day. Additional options include bill pay service, ACH origination and domestic and international wire transfer origination. Learn More

Mobile Banking

MidCountry Bank has a wide range of business banking solutions to help you streamline and have more control over your daily Cash Management needs. Business Online & Mobile Banking are secure, fast and easy to manage your business finances. Quickly check balances, transfer funds and more from anywhere. Learn More

Zero Balance Accounts (ZBA)

If you have segregated accounts for different purposes that you want to manage separately while still having centralized control, ZBA is the service for you. It eliminates non-productive balances and automatically moves money where you have directed it. No need for manual transfers. You can always be sure that unused cash is working for you.

Loan Sweep

Reduce fees and interest expense with our loan sweep service that automatically moves funds between your credit line and your primary operating account. Increase efficiencies and only pay interest on the funds you need for the time period you need them.

Fraud Management

Protect your business from unauthorized or altered checks and ACH. Learn how Positive Pay and ACH filters or blocks can improve your control and safeguard your business accounts.

SecureAlerts

SecureAlerts keep you up-to-date on account activity based on your personal selections. Set up alerts appropriate for your needs and the frequency at which you’ll receive them. Available by email, text* or our Business Online Banking Center. Choose from dozens of account activity alerts and receive messages instantly via your customized delivery method.

Customers rely less on cash and checks these days, and more on debit and credit cards. A strong Merchant Processor to support card payments can increase sales and directly improve your bottom line.

MidCountry Bank has partnered with industry leader, Elavon, for Merchant Services. Our goal is to provide a powerful, one-stop merchant processing solution for businesses large or small. MidCountry’s business banking experts partner with Elavon’s merchant network to help your business succeed by saving you time and money. Contact a Business Banking expert to find out more today.

Easy, Affordable Payment Services

• More Payment Types – Seamlessly accept all kinds of payment types, including credit cards, debit cards and foreign cards, as well as checks and your own gift cards.
• Payments Anywhere – Be everywhere your customers are whether in-store or at an offsite location, by mail, over the phone, or via your online shopping cart. Utilize innovative mobile point of sale solutions, traditional payment terminals, or your own computer.
• Clear & Simple Pricing – For businesses between $5,000 and $25,000 in annual card sales; easy-to-understand rates, a no term contract and no cancellation fee.
• MerchantConnect – Online reporting tools help you manage and monitor payment transactions, sales data, statements and chargebacks.

Services To Help You Grow

• Dynamic Currency Conversion – Give international Visa® and Mastercard® credit cardholders the ability to pay in their home currency while you take advantage of rebates on your monthly processing fees.
• Gift and Loyalty Programs – Grow revenue by offering your valued customers options that drive new and repeat business.

Exceptional Service and Support

• Our customer support experts are dedicated to assisting you with your payment needs and helping you understand available technology and security. We’ll recommend the products and services that best suit your business and assist you in integrating the right solutions into your existing systems. MidCountry Bank is here to help you simplify your payment processing so you can focus on servicing your customers and growing your business.

©2019 Elavon is a registered trademark in the United States and/or other countries. All rights reserved. This information is prepared by Elavon as a service for its merchants. The information discussed is general in nature and may not apply to your specific situation. ELV-SOLS-1431-US Rev 0514