Business Checking

Reap the rewards of smart banking. Our business banking experts will help you identify the best fit for your business needs. Efficient account management allows you to focus on the needs of your business and your customers, and rewards you for being a loyal MidCountry Bank customer.

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Business Value Checking

Ideal for businesses with modest transaction activity. A low cost account with all the essential services.

Features

Complimentary basic Business Online Banking service when you enroll your account for eStatements.
Business Mobile Banking available to Online Banking users
No interest
No service charge
Transaction fees – 100 items¹ per statement cycle at no cost; $.40 each over 100.
Business Debit Card – Free nationwide access to MoneyPass^® ATM Network. Make purchases anywhere Mastercard^® is accepted.
Enjoy a 50% discount on your first check order with a new checking relationship.

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Business Flex Checking

Designed for growing businesses with expanding needs. Accommodates fluctuating activity levels with a focus on efficiency.

Features

Complimentary basic Business Online Banking service when you enroll your account for eStatements.
Business Mobile Banking available to Online Banking users
Interest available*
No service charge if a $2,500 average collected balance is maintained. $12 monthly service charge if the minimum balance is not maintained.
Transaction fees – 250 items¹ per statement cycle at no cost if an average collected balance of $2,500 is maintained. OR 500 items¹ per statement cycle if an average collected balance of $5,000 is maintained. $.40 each over the allowances noted above.
Business Debit Card – Free nationwide access to MoneyPass^® ATM Network. Make purchases anywhere Mastercard^® is accepted.
Enjoy a 50% discount on your first check order with a new checking relationship.
First year Business Ready Reserve annual fee waived.²
Business Loan origination fees waived (up to $100) during the first year of the business relationship.²

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Business Analysis Checking

Best suited for higher volume accounts and businesses looking for a full suite of cash management services.

Features

Earnings Credit is used to offset transaction costs each statement cycle. Usage fees include: $.30 per deposit, $.10 per deposited item, $.16 per check written, $.12 per ACH debit or credit item received.
Complimentary basic Business Online Banking service when you enroll your account for eStatements.
Business Mobile Banking available to Online Banking users
No interest
$16 monthly service charge is assessed, subject to earnings credit allowance.
Business Debit Card – Free nationwide access to MoneyPass^® ATM Network. Make purchases anywhere Mastercard^® is accepted.
Enjoy a 50% discount on your first check order with a new checking relationship.
First year Business Ready Reserve annual fee waived.²
Business Loan origination fees waived (up to $100) during the first year of the business relationship.²
Qualify for one year of Money Market preferred rates on balances over $25,000 when you open a Money Market for your business.

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¹ Items include a deposit, each check deposited, each check written, each ACH debit/credit.
²Subject to credit approval and underwriting standards. Benefit applies to business purpose loans only. Ready Reserve subsequent renewal fee is $25 annually.
*Contact your local branch or banker for rates.

Compare Business Checking Accounts

	Business Value Checking	Business Flex Checking	Business Analysis Checking
Business Online Banking
Business Mobile Banking
Interest Option
Service Charge
Transaction Fees
Business Debit Mastercard^®
Check Access